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Possible benefits of prenuptial agreements

Many engaged couples in Texas are focused on planning a wedding and dreaming of their new life together. Often, however, these couples fail to discuss the intricacies of their financial lives. Unfortunately, discomfort with talking about finances can present significant dangers to both parties. This is particularly true if a marriage ends when the couple does not have a prenuptial agreement.

Many people think of prenuptial agreements as something that only wealthy people need. However, even individuals with average incomes can be negatively affected by a divorce if they are not prepared for the financial changes that accompany divorces. A prenuptial agreement may be able to reduce both tension and expenses at the time of divorce, allowing both spouses to move on with their lives more easily.

Prenuptial agreements not only address issues of alimony and property division, but also clarify the issue of debt. As people marry, they often come into marriages with various debts, including student loans and credit card balances. Even if a person does not enter a marriage with debt, he or she may acquire it during the marriage. Prenuptial agreements may include provisions that outline the liability each person has for those debts. For example, debts that might be introduced into the marriage by one person may stay with that person after the divorce.

Individuals who are concerned about protecting their assets when entering a marriage may benefit from talking to an experienced family law attorney. The attorney may be able to review the client's financial situation and develop a prenuptial agreement that protects the client's financial health in case of a divorce.

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