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Marriages can end in divorce, so plan with a prenuptial agreement

A prenuptial agreement is usually a good choice for those who want to get married. While it's sometimes seen as something only for the super-wealthy, the reality is that anyone can benefit from the right prenuptial agreement being in place.

A large number of marriages end in divorce, so planning for that possibility is something you should do, even if it never happens. The probability of going through a divorce is relatively high, with first marriages having a 20% chance of ending in divorce within the first five years and 33% after 10 years, according to the National Center for Health Statistics.

When should you create a prenuptial agreement?

It's important to set up a prenuptial agreement before marriage because this is a time when most people feel the most comfortable with each other as well as the most agreeable. They're likely to be fair to one another, which could easily not be the case in a divorce.

Prenuptial agreements should be made as soon as possible before a marriage because once you're married, they're usually not possible. If you believe it's too unromantic, you do still have the option of creating a postnuptial agreement after your wedding, but that is less advisable.

A good prenuptial agreement is enforceable and valid everywhere in the United States. Both you and your spouse should have your own attorney who helps set up the prenuptial agreement and guide you in agreeing only to what's in your best interests. The right prenuptial agreement can protect both parties, not just protect one person's interests moving forward.

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