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Who really needs a prenuptial agreement?

If you haven't thought about getting a prenuptial agreement, you might think that you don't really need one. Perhaps you and your partner don't have many assets or don't think that you're wealthy enough to need a prenuptial agreement.

Interestingly enough, even those without significant assets can benefit from having prenuptial agreements in place. You're joining all the assets you have when you get married, and you may have some, even if they're small, that you want to protect. You can also use a prenuptial agreement to talk about how you'll divide marital assets or possessions if you later decide to divorce.

So, who needs a prenuptial agreement?

First, it probably goes without saying, but anyone with significant wealth may want a prenuptial agreement. If you are wealthier than your partner, you might want one to protect your assets. If you are going to receive an inheritance, then you may want to take steps to keep it separate and protect it in the prenuptial agreement, too.

Another group of people who would benefit from prenuptial agreements are those who want to start businesses or who already did start their businesses. When you divorce, your business could be divided. Do you know how you want to handle that? Your prenuptial agreement can spell it out.

Finally, anyone who wants to shorten a divorce should consider having a prenuptial agreement. Prenuptial agreements are made when you both care about each other, which makes them beneficial to you if you ever do divorce. It is a helpful plan for the future, so there is guidance during a potentially difficult time in your life.

These are a few groups of people who may want to have prenuptial agreements. The right agreement can be beneficial to your relationship now and in the future.

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